Let's look at reasons to refinance
You could do better than your current loan
Your bank is relying on you setting up your home loan and then forgetting all about it. They're not going to reach out and offer you a more competitive rate. That's where Realise Home Loans come into the picture. We have access to hundreds of loan products and are legally required to act in your best interests - Did you know the banks are not legally required to do that?!
Realise Home Loans wants to help you reduce your home loan repayments by helping you refinance and access a lower interest rate. Saving you money, time and effort.
You've changed
I bet you're not the same person today as the one you were when you first got your home loan. You've changed, but in a good way! Your life is different, your needs are different, you've grown and developed.
But let's face it, the bank hasn't grown with you. They're still the same and you've left them far behind. Let's upgrade you to a home loan that is more suitable to your today.
You've got big plans
Sometimes people refinance not because they want a better rate or a more suitable loan, but because they would like to use the equity they've built in their property. Renovating your home, going on a holiday, buying a car, or even an investment are all reasons why some people might look at refinancing. What are some of things you could do with the extra cash in your property?